Enjoy the flexibility of a tiered interest savings account, with limited check writing abilities. You choose any combination of checks, electronic debits or cash withdrawals up to six. Benefits include online banking, a suite of cash management services, and choice of statement delivery. $5,000 minimum required to avoid $10 service charge/statement cycle. $10 excessive withdrawal fee for each item over 6/statement cycle. $5,000 opening deposit. Monthly fees may apply.