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Local Bank Loans

Competitive rates, reliable lenders—Bank of Bozeman’s local loan options are tailored for your success.

Bozeman’s Choice for Trusted Lending

​At Bank of Bozeman, we understand that securing the right loan is a crucial step toward achieving your personal and business aspirations. As Bozeman’s Last Best Bank®, we offer a range of tailored local bank loans designed to meet the unique needs of our community.​ Our experienced Bozeman lenders provide personalized service and quick, local decision-making to help you reach your financial goals.​ Explore your loan options today.

Couple meeting with banker on loan

Meet Our Bozeman Lenders

Trenda Nichols

SVP / Chief Lending Officer

tnichols@bankofbozeman.com
406-548-3440

Specialties
  • Residential Land and Construction Loans
  • Commercial Construction Loans
  • Commercial Real Estate Loans
  • Operating Lines of Credit
  • Equipment and Vehicle Financing

With over 30 years of experience in commercial banking, Trenda excels in commercial and agricultural lending and possesses a strong track record in securing government-guaranteed loans. Her extensive knowledge and proven track record make her a valuable asset for clients.

Originally from Northeastern Oregon, Trenda has worked for Bank of Bozeman since she moved to Bozeman in 2019. As a member of the only local community bank in Bozeman, Trenda’s focus is to partner with business owners to find creative solutions to help them grow and thrive in the Gallatin Valley. Trenda currently serves as the Treasurer of the Bozeman Sunrise Rotary Club and a member of the Prospera Loan Fund Committee.

Chris Lindo

VP / Commercial Loan Officer

clindo@bankofbozeman.com
406-548-3441

Specialties
  • Residential Land and Construction Loans
  • Commercial Construction Loans
  • Commercial Real Estate Loans
  • Operating Lines of Credit
  • Equipment and Vehicle Financing

Chris Lindo is the Vice President, Commercial Loan Officer at Bank of Bozeman. He has over 14 years of experience in banking and lending. He believes in building strong lasting relationships and finding solutions to help his clients achieve their goals. His favorite part about what he do is getting to know his clients and watching their dreams become reality. Chris has been with Bank of Bozeman since November of 2021 and truly believes that the our bank embodies what it means to be a community bank.

When he’s not in the office, it’s a pretty strong bet that he can be found outdoors! Chris, along with his wife Courtney, and their dog Colt, love to fish, camp, and adventure. In addition, he loves to spend the fall months waterfowl hunting, chasing elk and deer through the mountains, and in the winter, he enjoys ice fishing.

Testimonials:

“Working with Bank of Bozeman and Chris Lindo has been a fantastic experience. They truly understand the needs of local businesses and have been incredibly responsive, easy to work with, and proactive in finding the right financial solutions. Securing the Montana Board of Investments (MBOI) loan for our new space was a game-changer, and we couldn’t have done it without their expertise. We highly recommend Bank of Bozeman and Chris Lindo to any business looking for a reliable and knowledgeable lending partner.”

Chris Webb, Owner, Webby Landscaping

“My experience with Chris at the Bank of Bozeman has been outstanding as a small business owner. He has been instrumental in supporting all aspects of my business’s banking needs, from everyday transactions to strategic financial planning. Chris truly understands what it takes to help small businesses grow and thrive, and his commitment to fostering community development has made a significant impact on my business’s success.”

Joe Miller, Owner, Monarch Heating and Cooling

"Having worked with Chris Lindo at Bank of Bozeman has been a wonderful experience and an absolute pleasure. Chris has successfully navigated us through a property loan that advanced to a construction loan and which is soon to convert to a permanent loan. Chris greatly cares about his clients, is always available and communicates in easy to understand terms no matter the complexity. We could not have found a better bank or banker.”

Angie and Chuck, Satisfied Customers

Construction Loans

Building your dream home or commercial property has never been easier.

Our construction loans offer flexible financing, including interest-only payments during the build process. With seamless transitions to permanent mortgage options, our Bozeman lenders make financing your home or business construction simple and stress-free.

Apply for a Construction Loan

Business Loans

Helping Montana businesses grow.

From startups to established enterprises, our local bank loans provide businesses with working capital, equipment financing, and expansion funding. Our team understands the unique needs of Montana businesses and delivers fast, customized lending solutions. Our business loan options include:

  • U.S. Small Business Administration Loans
  • Equipment Loans
  • Agricultural Loans
  • Lines of Credit
  • & More!
See Our Business Loans

Land Loans

Invest in Bozeman’s future with a land loan.

Whether you’re purchasing land for a new home, a commercial project, or investment purposes, our land loans provide competitive rates and tailored solutions. Let our Bozeman lenders help you finance your next property purchase.

View Land Loans

Personal Loans

Flexible financing for every moment life brings.

Whether you need funds for a major purchase, debt consolidation, or unexpected expenses, our Bozeman lenders can customize a personal loan to fit your needs. With competitive rates and a simple application process, we make borrowing easy. Our personal loan options include:

  • Personal Loans
  • Vehicle Loans
  • Home Equity Line of Credit
  • Lines of Credit
  • CD Secured Loan
  • & More!
Explore Personal Loans

Bozeman Lenders Who Put You First

With deep roots in the Bozeman community, our experienced lenders offer:

Personalized service

Work one-on-one with a dedicated loan officer.

Local decision-making

Faster approvals and customized solutions.

Flexible loan options

Competitive rates for personal, business, construction, and land loans.

Personalized service

Work one-on-one with a dedicated loan officer.

Local decision-making

Faster approvals and customized solutions.

Flexible loan options

Competitive rates for personal, business, construction, and land loans.

What Our Clients Say

"Bank of Bozeman combines the best qualities I could ask for—they’re trustworthy and professional, but I also know I can count on a team of familiar faces and a friendly atmosphere to greet me whenever I visit. I depend on them for my small business and personal needs, and our family has been served so well by their dependable, one-on-one customer service."

-Cyndi W.

What Our Clients Say

"I searched high and low for a bank that could provide professional services for business banking, had a great mobile app, and excellent customer service. We had been working with a larger national bank and had been burned by them and left to feel invisible. We finally found the perfect fit with Bank of Bozeman! From day one, we felt like our business mattered to them. They were extremely attentive, met with us personally to tailor their services to meet our specific needs, and worked to make our transition seamless. Their team is friendly, professional, and knowledgeable; if I ever have a question, I am able to get on the phone with someone immediately. We are thrilled (and relieved!) to have finally found a bank that provides extremely high quality banking and stellar customer service."

-Gianna S.

What Our Clients Say

"When it came time for us to sell our primary residence and then move on to the next house, the home mortgage team went above and beyond to help us get the very best rates! They held our hands every step of the way. I trust them completely to have my best interest in mind! It feels so good to go to a bank and recognize the tellers as well as all of the other support staff - they are the best of the best!"

-Eva W.

What Our Clients Say

"At Tadpull, we've been fortunate to experience explosive growth the past few years and were looking for a partner that was willing to work with the unique needs of an expanding technology company. We've found Bank of Bozeman to be highly customer focused, innovative with solutions and very responsive."

-Tadpull

What Our Clients Say

"The Bank of Bozeman has been pivotal in helping me get the loans I have needed to get my business started as well being a big supporter in it's growth."

-Michael R.

What Our Clients Say

"When I set out to form my consulting business, Greycliff Advisors, I wanted to work with a local bank that understood my needs and committed to investing locally. Bank of Bozeman seemed like the logical partner, and my experience to date confirms that to be true. The process to open my business accounts was straightforward and I received excellent support from the New Accounts team. I continue to have a positive banking experience and I see the Bank of Bozeman team as a partner in my business through their continued support."

-Brian M.

What Our Clients Say

"The Bank of Bozeman team was willing to work through all the cumberson details and help me get my investment funds transferred to Bank of Bozeman where they'll be safe and ready for me when I need to access them. In my experience, the tellers have always been polite and prompt with checking deposits and other matters, like counting the coin collection saved up over years and contributed to by passing friends and family! Altogether, my experience with Bank of Bozeman has been way better than with other banks."

-Marion A.

Try Our Mobile Banking App Today

Free of charge and easy to use—our mobile banking app is designed with your financial needs in mind. BoBMobile lets you manage your money with the touch of a button. Plus, use fingerprint login and face ID for fast, secure access to your account.

Explore Online Banking Services

Try Our Mobile Banking App Today

Free of charge and easy to use—our mobile banking app is designed with your financial needs in mind. BoBMobile lets you manage your money with the touch of a button. Plus, use fingerprint login and face ID for fast, secure access to your account.

Explore Online Banking Services

Contact Us Today

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Bank of Bozeman has all your banking needs covered.

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