Looking to refinance? See which program fits your needs.
Rate and Term
Rate and Term refinances are used to change the rate of the loan or the terms of which you pay back your loan only. Most often used when there is an improvement of rates or when a homeowner wants to shorten the length of their loan. Rate and Term can also be used to remove a person from title who is no longer an interested party.
Cash Out
Cash out refinances are used when a homeowner wants to use the equity in their home to obtain cash for home improvement, debt consolidation and more. It is still a fixed rate and term.
Meet Your Lender
Traci Miller
In 2019 I started my career in the financial world with a local mortgage lender as a loan officer assistant and processing assistant. During my time there I became fascinated with the ins and outs of the mortgage world.
Home Loans
Learn more about the types of loans
Conventional Loans
Refinancing can help you obtain a better rate, change the term of your existing home loan, or use the equity in your home to receive monies back from the loan.
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Jumbo Loans
Jumbo loans are a great option for financing more expensive properties.
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HELOC Loans
A purchase loan is a loan that is obtained for the purposes of buying a new primary home, second home or investment home.
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FHA Loans
FHA loans are a great option for lower credit scores and getting lower down payments. Learn More.
Purchase Loans
A purchase loan is a loan that is obtained for the purposes of buying a new primary home, second home or investment home.
Learn More.
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Our mobile banking is free of charge and easy to use! Convenience at the touch of a button, with all of the features you’re looking for. Utilize the fingerprint login and face ID for faster and more secure access. Learn More.
Check out our mobile app.
Our mobile banking is free of charge and easy to use! Convenience at the touch of a button, with all of the features you’re looking for. Utilize the fingerprint login and face ID for faster and more secure access. Learn More.