About Conventional Loans
Conventional loans are considered the “normal” fixed rate mortgage loan for purchases and refinances. They have a purchase limit of $715,000 (Jan. 2023), with a credit score of 640 or higher. Loans are available for most any type of residential property, Primary and Secondary homes as well as Investment homes. Our conventional loans have a variety of terms from 10 to 30 years with down payments ranging from 3.5% to 20%.
Key Advantages
- Fixed interest rate for up to 30 years
- Lower rates than Jumbo Loans
- Can be used to purchase primary home, second home or investment home
Home Loans
Learn more about the types of loans
Jumbo Loans
Jumbo loans are a great option for financing more expensive properties.
Learn More.
HELOC Loans
A purchase loan is a loan that is obtained for the purposes of buying a new primary home, second home or investment home.
Learn More.
FHA Loans
FHA loans are a great option for lower credit scores and getting lower down payments. Learn More.
Purchase Loans
A purchase loan is a loan that is obtained for the purposes of buying a new primary home, second home or investment home.
Learn More.
Refinance Loans
Refinancing can help you obtain a better rate, change the term of your existing home loan, or use the equity in your home to receive monies back from the loan.
Learn More.
Check out our mobile app.
Our mobile banking is free of charge and easy to use! Convenience at the touch of a button, with all of the features you’re looking for. Utilize the fingerprint login and face ID for faster and more secure access. Learn More.
Check out our mobile app.
Our mobile banking is free of charge and easy to use! Convenience at the touch of a button, with all of the features you’re looking for. Utilize the fingerprint login and face ID for faster and more secure access. Learn More.