Making Compound Interest Work For You
Compound interest is interest paid on interest already earned on a deposit or loan. Think of it as ‘interest on interest’. For those of you who struggle to pay off credit cards, compound interest is likely the culprit. Interest from the prior month is added to the...
How to Improve Your Credit Score for a Better Mortgage Rate
Buying a home is a significant accomplishment for many people. It can be a big step towards stability and financial security. However, your credit score is a crucial factor in obtaining a favorable mortgage rate. According to a National Association of Realtors 2023...
Home Loan Hacks: Navigating the Best Time of Year to Get a Mortgage
Buying a home in Montana can seem like a fast-paced Olympic sport—like navigating the tight turns on a slalom course at 50mph. As a potential homeowner, you quickly learn that there are many twists to the home-buying process. It can feel scary at first and...
Your Easy, In-Depth Guide to Bank of Bozeman Checking Account
You need banking that works for you on your terms. And that is why Bank of Bozeman checking accounts are created explicitly with customers' needs in mind. Here, you come first. Always. Perhaps you felt invisible at your last bank, and now you are seeking better...
How to Create a Weekly Budget That Works for You
Budgeting is an essential financial skill that can help you achieve your long-term financial goals. Whether you want to save for a new car, pay off debt, or simply live within your means, creating a budget is a crucial first step. There are many options available for...
Montana Mortgage Loans Documents Checklist
If you are asking yourself, “What documentation do I need for a mortgage loan?”, this article is the perfect place to start. Our team of lenders at Bank of Bozeman has put together a mortgage loan documents checklist to help you get ready for the next steps in your...
Ultimate Guide to the Bank of Bozeman Mobile Banking App
With the Bank of Bozeman mobile banking app, managing your money from your smartphone or tablet has never been easier. You can access our online banking services anytime and anywhere from the comfort of your cell phone—all you need is a WiFi signal! Whether you have...
FAQ: Which Locations Do Bank of Bozeman Lenders Serve?
Which Locations Do Bank of Bozeman Lenders Serve? A: Serving people is the heart of all we do at Bank of Bozeman—it’s why customers have called us one of the best banks in Montana. Our Bozeman lenders take great pride in caring for people’s financial needs so they can...
Quick Guide to an FHA Loan Montana Edition
FHA Loans have been helping people become homeowners for almost 100 years. Since 1934, the Federal Housing Administration has offered these loans with lower down payment requirements and easier credit qualifications for applicants than conventional mortgage loans....