Retail Sales Surge
Mortgage Market News for the week ended November 19, 2021 Rising Covid case counts, particularly in Europe, outweighed stronger than expected consumer spending and retail sales data this week, and mortgage rates ended a little lower. To help reduce the spread of...
Projections Suggest PPP Funds May Run Out Before the Deadline…Have You Applied Yet?
PPP loans have truly been a lifesaver for so many small businesses over the last year, but all good things must come to an end, and the PPP funds are no different. Despite the application deadline being pushed back a couple of months, many are projecting that the $66B...
Inflation Jumps
Mortgage Market News for the week ended November 05, 2021 Much stronger than expected key inflation data was negative for mortgage markets this week, and rates ended higher. The Consumer Price Index (CPI) is a closely watched inflation data indicator that looks at...
Updates to Online Banking Login
Updates to our online banking login: We will be updating our online banking Security to include multi-factor authentication. This means after answering your security question, you will be asked to enter your cell phone number, so you are able to receive a verification...
Inflation Remains High
Mortgage Market News for the week ended October 29, 2021 As anticipated, the GDP report released this week reflected the negative impact of the pandemic and supply chain issues on growth, and the latest inflation data matched expectations. Mortgage rates ended the...
How to Manage Income Volatility: Minding the Income Gap by Building a Savings Bridge
It’s no secret that the job market is changing and many people are experiencing income volatility. In an area like Bozeman, many people in our community opt for contract or seasonal work which allows them to pursue various passions, whether it be as a park ranger in...
Considering Homeownership? Ask these 5 Questions First
As winter melts into spring, you’ll likely start to see “For-Sale” signs popping up in your neighborhood. Buying a home can be an exciting milestone in your life, and it’s important to educate yourself on the financial implications of homeownership before you make an...
Planning to apply for a PPP loans? Here’s what you need to know.
Our team of experienced lenders are hard at work preparing to set our clients up for success through the next round of PPP loans. At this time, the SBA has released interim final rules and guidance for the next round of PPP loans, but there are still many moving parts...
Do you have a financial plan for 2021?
2020 has been a wild ride. This pandemic has caused and continues to cause extraordinary financial challenges. The benefits of having a plan in the case of an emergency are undeniable. We have compiled a list of simple tips and tools that can help prepare you to...