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Bozeman Home Loans

Flexible, competitive home loans backed by local decision-making.

Home Financing That Fits Your Life

Whether you’re buying your first home, refinancing an existing mortgage, or looking into specialty lending, we help Montanans find the best home mortgage solutions for their situation. With experienced Bozeman mortgage lenders, personalized guidance, and quick decisions, you’ll find a better way home.

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Couple moving into a newly bought home in Bozeman

Meet Our Mortgage Loan Originator

Jake Mura Mortgage Lender

Jacob Mura

Mortgage Loan Originator

jmura@bankofbozeman.com
406-548-3444

Specialties
  • Conventional Purchase loans
  • Conventional refinances
  • Low down payment scenarios
  • FHA loans
  • Jumbo purchases
  • Jumbo Refinances

Jacob Mura has been a part of the Bank of Bozeman team since 2021, starting as a part-time teller while finishing up his degree at MSU. After graduating with a Bachelor’s Degree in Finance from the Jake Jabs School of Business in 2022, he transitioned into the Loan Department as a Credit Analyst. Over the next two years, he gained a wealth of knowledge about consumer lending, credit risk analysis, and how to best serve his clients’ needs.

Now he leads the Bank of Bozeman Residential Real Estate Department, where he can assist clients in all 50 states and has the privilege of helping them achieve their homeownership goals. Whether you’re buying your first home, refinancing, or exploring other real estate opportunities, he’s ready to guide you every step of the way!

Explore Business Loans to Spark Your Growth

Choose Bank of Bozeman’s reliable lending that’s built for Montana life. We offer a wide range of home mortgage loans to match your goals, including options for new home purchases, refinancing, and using home equity.

Conventional Loans

Smart lending for solid foundations.

Whether you're purchasing a home or refinancing your current mortgage, conventional loans offer competitive rates and flexible terms. Ideal for borrowers with solid credit and steady income, our conventional loan options include:

  • Fixed-rate mortgages
  • Adjustable-rate mortgages
  • Cash-out refinance options
  • Low closing cost options

See Conventional Loans

FHA Loans

Flexible financing to help you get started.

FHA loans are designed for buyers with lower credit scores or limited down payment savings. Backed by the Federal Housing Administration, these loans offer:

  • Lower down payment requirements
  • Flexible credit qualifications
  • Competitive fixed rates
  • Great for first-time buyers

Explore FHA Loans

HELOC Loans

Turn your home into your greatest asset.

A Home Equity Line of Credit (HELOC) lets you tap into your home’s equity for major expenses, unexpected costs, or long-term projects. Our HELOC benefits include:

  • Ongoing access to funds
  • Interest-only payment options
  • Competitive variable rates
  • Ideal for renovations or large expenses

Discover HELOC Loans

Jumbo Loans

Big financing for big dreams.

Buying a high-value property? Our jumbo loans are designed for homes above conventional loan limits and offer:

  • Flexible underwriting
  • Competitive jumbo rates
  • Tailored support from local experts
  • Smooth, timely closings

Learn about Jumbo Loans

Purchase Loans

We make buying your next home easier.

Whether it's your first house or your fifth, our purchase loans are designed for Montana buyers. We offer:

  • Primary and secondary home financing
  • Investment property options
  • Fixed and adjustable rates
  • Fast local decision-making

See Purchase Loans

Land Loans

Make the most of your current mortgage.

Refinancing can help you secure a lower rate, reduce your term, or cash out equity for other needs. Refinance options include:

  • Rate-and-term refinancing
  • Cash-out refinancing
  • Streamlined FHA and VA refinance
  • Customized local support

Explore Refinance Loans
Couple looking at Bank of Bozeman's FAQs on laptop

Have Questions About Mortgages?

From credit scores to closing costs, our FAQ page answers your most common questions about the home loan process, timelines, terms, and more.

Visit Mortgage FAQ

Plan Your Loan in a Click

It’s not always easy to know how much home you can afford. Use our financial calculators to estimate monthly mortgage payments, rent-to-loan costs, and refinance payments.

Try Our Calculators
Man looking at mortgage calculator on Bank of Bozeman's site

Bozeman Lenders Who Put You First

With deep roots in the Bozeman community, our experienced lenders offer:

Personalized service

Work one-on-one with a dedicated loan officer.

Local decision-making

Faster approvals and customized solutions.

Flexible loan options

Competitive rates for personal, business, construction, and land loans.

Personalized service

Work one-on-one with a dedicated loan officer.

Local decision-making

Faster approvals and customized solutions.

Flexible loan options

Competitive rates for personal, business, construction, and land loans.

What Our Clients Say

"Bank of Bozeman combines the best qualities I could ask for—they’re trustworthy and professional, but I also know I can count on a team of familiar faces and a friendly atmosphere to greet me whenever I visit. I depend on them for my small business and personal needs, and our family has been served so well by their dependable, one-on-one customer service."

-Cyndi W.

What Our Clients Say

"I searched high and low for a bank that could provide professional services for business banking, had a great mobile app, and excellent customer service. We had been working with a larger national bank and had been burned by them and left to feel invisible. We finally found the perfect fit with Bank of Bozeman! From day one, we felt like our business mattered to them. They were extremely attentive, met with us personally to tailor their services to meet our specific needs, and worked to make our transition seamless. Their team is friendly, professional, and knowledgeable; if I ever have a question, I am able to get on the phone with someone immediately. We are thrilled (and relieved!) to have finally found a bank that provides extremely high quality banking and stellar customer service."

-Gianna S.

What Our Clients Say

"When it came time for us to sell our primary residence and then move on to the next house, the home mortgage team went above and beyond to help us get the very best rates! They held our hands every step of the way. I trust them completely to have my best interest in mind! It feels so good to go to a bank and recognize the tellers as well as all of the other support staff - they are the best of the best!"

-Eva W.

What Our Clients Say

"At Tadpull, we've been fortunate to experience explosive growth the past few years and were looking for a partner that was willing to work with the unique needs of an expanding technology company. We've found Bank of Bozeman to be highly customer focused, innovative with solutions and very responsive."

-Tadpull

What Our Clients Say

"The Bank of Bozeman has been pivotal in helping me get the loans I have needed to get my business started as well being a big supporter in it's growth."

-Michael R.

What Our Clients Say

"When I set out to form my consulting business, Greycliff Advisors, I wanted to work with a local bank that understood my needs and committed to investing locally. Bank of Bozeman seemed like the logical partner, and my experience to date confirms that to be true. The process to open my business accounts was straightforward and I received excellent support from the New Accounts team. I continue to have a positive banking experience and I see the Bank of Bozeman team as a partner in my business through their continued support."

-Brian M.

What Our Clients Say

"The Bank of Bozeman team was willing to work through all the cumberson details and help me get my investment funds transferred to Bank of Bozeman where they'll be safe and ready for me when I need to access them. In my experience, the tellers have always been polite and prompt with checking deposits and other matters, like counting the coin collection saved up over years and contributed to by passing friends and family! Altogether, my experience with Bank of Bozeman has been way better than with other banks."

-Marion A.

Get a Home Loan Today

Ready to buy, build, or refinance? We’re ready to help.

Whether you’re just getting started or ready to apply, Bank of Bozeman is here with the guidance and support you need. Talk with one of our experienced Bozeman mortgage lenders today.

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