About HELOC Loans (Non-Local)
A home equity line of credit is a set amount of available cash that can be used at the accountholder’s discretion and repaid over time. The funds are a loan secured by the borrower’s home mortgage that works much like a credit card but has a substantially lower interest rate on outstanding balances. HELOC loans have two periods, the draw and repayment. Draw periods are typically 10 years followed by repayment that is typically 20 years.
Key Advantages
- Borrows against your home’s current equity
- Great for home improvement, consolidation and more
- Shorter terms than a conventional loan
Home Loans
Learn more about the types of loans
Conventional Loans
Conventional loans are a good option for buyers with good credit and the ability to fund a down payment of 3% or more of the purchase price.
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Jumbo Loans
Jumbo loans are a great option for financing more expensive properties.
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FHA Loans
FHA loans are a great option for lower credit scores and getting lower down payments. Learn More.
Purchase Loans
A purchase loan is a loan that is obtained for the purposes of buying a new primary home, second home or investment home.
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Refinance Loans
Refinancing can help you obtain a better rate, change the term of your existing home loan, or use the equity in your home to receive monies back from the loan.
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Check out our mobile app.
Our mobile banking is free of charge and easy to use! Convenience at the touch of a button, with all of the features you’re looking for. Utilize the fingerprint login and face ID for faster and more secure access. Learn More.
Check out our mobile app.
Our mobile banking is free of charge and easy to use! Convenience at the touch of a button, with all of the features you’re looking for. Utilize the fingerprint login and face ID for faster and more secure access. Learn More.