Scammers are getting smarter and one of the newest tricks combines two things many people use every day: mobile deposits and Zelle.
Here’s how it works:
You receive a check that looks legitimate, maybe from selling an item online, a job opportunity, or even a “refund.” You deposit it into your account, and the sender then asks you to quickly send part of the money back through Zelle (or another instant transfer app). A few days later, the check bounces, it was fake all along and you’re left responsible for the full amount.
How to protect yourself
- Never send money back to someone you don’t personally know or trust even if a check “clears.”
- Remember, Zelle payments are instant and usually can’t be reversed.
- If something feels off or seems too good to be true, it probably is.
- Contact us right away if you think you’ve been targeted, our team is here to help.
At Bank of Bozeman, your safety is our top priority. Stay alert, and remember: it’s always better to verify before you Zelle.