As we enter the peak of summer, Bozeman’s housing market remains active but is beginning to stabilize. Median home prices are currently landing between $650,000 and $750,000, depending on the source, with average days on market up to 50–63 days. This is giving buyers...
As June comes to a close, the national mortgage market has shown renewed stability. The average 30-year fixed mortgage rate is currently at 6.77%, the lowest level since early May, while the 15-year fixed rate has fallen to 5.89%. These declines come on the heels of...
At Bank of Bozeman, we’re proud to offer residential construction loans tailored to help you turn your dream home into a reality. Our construction loans provide flexible financing options whether you’re building a new home from the ground up or taking on a major...
You’ve likely heard the term “Dark Web” before, but what does it really mean—and how does it impact your financial security? The Dark Web is a hidden part of the internet that isn’t accessible through regular search engines. While it has legitimate uses, it’s also a...
When it comes to choosing where to build your future, the possibilities are endless. If you’ve decided that constructing a home on your dream piece of land is the right path for you—congratulations! A custom-built home offers the opportunity to design a space that...
Online shopping is a convenient and quick way to get your favorite products delivered straight to your door. What's not convenient? Fraudulent charges, stolen personal information, or untimely recurring payments that you didn't authorize. This month, we're going to...
The mortgage market in January 2025 offers a mix of stability and opportunity for borrowers. Current average rates for 30-year fixed mortgages stand at 6.95%, while 15-year fixed mortgages have dipped to 6.28%. These slight decreases from recent weeks provide some...
At Bank of Bozeman, we’re more than just a bank—we’re your neighbors, committed to helping our Bozeman community achieve their dreams of homeownership. Whether you're a first-time homebuyer, looking to upgrade, or planning to refinance, we’re here to guide you every...
Did you know that the equity you've built in your home can actually be used as a line of credit to complete renovations to your home, consolidate debt, and much more? This line of credit, called a Home Equity Line of Credit (HELOC), is a great option for many...