FDIC: FDIC-Insured - Backed by the full faith and credit of all the U.S. Government

How Can an SBA 504 Loan Help You Expand Your Business?

September 12, 2025
Jessica & Family, Dino Drop-In & Explore Academy

Photo By: Matt Dewar at Hyline Media

At Bank of Bozeman, we love seeing local businesses take big steps toward growth. One way we help make that happen is through the SBA 504 Loan Program, which offers long-term, fixed-rate financing for major assets like commercial real estate and equipment.

This month, we’re highlighting a success story from Jessica, Founder & CEO of Dino Drop-In & Explore Academy. Her childcare center provides a vital service to local families, and when the opportunity came to purchase their building, Jessica turned to Bank of Bozeman for help.

We asked Jessica to share a little bit about her experience with the SBA 504 loan program:

Tell us a little bit about your childcare center, what do you do and how long have you been in business?

“I’m the founder of Dino Drop-In, ABCDino Academy, and Explore Montessori & Academy—three early childhood education brands that support families with flexible, high-quality care. We’ve been serving Montana families since 2016 and have since expanded into Washington and North Dakota. Our programs are designed to meet the needs of today’s parents while creating nurturing, engaging environments for children to thrive.”

What made you decide it was time to buy the building?

“After years of leasing, we have gradually begun purchasing permanent locations for our flagship Bozeman campuses. Owning the buildings gives us the opportunity to design a space that truly reflects our values and vision while creating long-term stability for our programs and the families we serve.”

What was the financing process like, and how did Bank of Bozeman help you through the SBA 504 program?

“The financing process felt much less daunting thanks to the knowledgeable team at Bank of Bozeman. They helped us navigate the SBA 504 program with clarity and confidence. Their support was both personal and professional—every step felt like a true partnership.”

How has this space already impacted your business?

“Having a space that is truly ours has already elevated our offerings. We’ve been able to make facility upgrades tailored to our unique approach to learning and care. It’s also given our families and staff a renewed sense of pride and stability.”

What advice would you give to another business owner considering an SBA 504 loan?

“Don’t wait to invest in your long-term vision. The SBA 504 loan is an incredible tool, and working with a local lender like Bank of Bozeman ensures you’re not doing it alone. It’s an investment in your mission, your people, and your future.”

We’re proud to support hardworking business owners like Jessica as they grow and invest in our community.

Thinking about taking the next step for your business?

Let’s talk about whether an SBA 504 loan could be the right move for you. Stop by or give our loan team a call anytime, we’d love to help.