Starting or expanding a business can be challenging and often impossible for those without the right financial partner looking out for you and your business. That’s why many business owners opt for traditional business loan financing through reputable, established...
Financial Education
7 Things to Do Before Applying for a Mortgage
Buying a house in Montana is a significant endeavor, especially in Bozeman. Between the fluctuating housing market and the nuances of the mortgage process, there are a lot of factors to keep track of in order to secure the house of your dreams. If you’re at the stage...
Scouting Around for the Right Bank Account
Have you heard the adage, “There ain’t no such thing as a free lunch?” The “free lunch” in the saying refers to the nineteenth-century practice in American bars of offering a “free lunch” in order to entice drinking customers. Those customers ended up paying a lot for...
How to Guard Against Identity Theft Without Relying on a Third-Party Tool
In light of the many high-profile security breaches at Equifax, Deep Root Analytics, and Yahoo over the last couple of years, it’s more important than ever to ensure your private information is kept as secure as possible. The unfortunate nature of these cybersecurity...
Equifax Breach
Many of you have learned of the security breach of Equifax, a major U.S. credit reporting agency. It has been reported that personal information from approximately 143MM U.S. consumers was potentially compromised. There are things that you can do to protect your...
Is the Stock Market Volatility Giving You Indigestion?
If you’ve been losing sleep over the past month's stock market volatility as you watch your stock portfolio gyrate, perhaps it is time to consider taking some of those funds and investing in your local community bank. Your savings are Federal Deposit Insurance...
Making Compound Interest Work for You
Compound interest is interest paid on interest already earned on a deposit or loan. Think of it as ‘interest on interest’. For those of you who struggle to pay off credit cards, compound interest is likely the culprit. Interest from the prior month is added to the...
Will the Feds Raise Rates?
Bankers get this question a lot – from customers, investors, and our bank boards. There are seemingly endless experts out there with an opinion based upon their assessment of the latest economic data, world events, and the psychology of the individual Fed governors....