Buying a house is a major endeavor. To ensure the process goes as smoothly as possible, here are a few things you need to do to prepare to apply for a mortgage. If you’re at the stage of your life where you’re considering buying a home, you’ll need to secure a...
When preparing for retirement, the general rule of thumb is to plan far ahead – even if retirement doesn’t seem remotely feasible to your current situation. There are two major types of individual retirement accounts (IRAs) that are offered at Bank of Bozeman:...
Sometimes the hardest thing about saving money is simply getting started. Especially when you’re young and have extra cash for the first time in your life, spending money can be an exhilarating activity. However, what most people don’t realize is that establishing...
Compound interest is interest paid on interest already earned on a deposit or loan. Think of it as ‘interest on interest’. For those of you who struggle to pay off credit cards, compound interest is likely the culprit. Interest from the prior month is added to the...
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