When it comes to Spring Cleaning, it’s time to start thinking outside the box. This spirit of renewal applies to more than just your closet! It applies to your personal finances too. Spring is an ideal time to dust off your personal finances and tidy up your budget....
Financial decisions can feel complex and hard even under normal circumstances. If the current market volatility has you questioning what are the “right” actions you should take now, you are not alone. Here are five concrete ways for you to jumpstart your financial...
Identity theft is one of the fastest growing crimes in the United States. It can damage your finances, credit score, and reputation. Identity theft is when an individual uses your personal information to act on your behalf without your permission, in order to better...
There are lots of options to consider when choosing between Roth vs. Traditional IRA savings accounts. The good news is, you are taking the first step toward your savings and you are educating yourself about it. Good work! Below we are going to consider some...
Here’s what you need to know before applying for a vehicle loan.Of all the iconic and memorable moments throughout your life, there’s nothing like the first time you get your own set of wheels. Whether it happened when you were a teenager or later into your formative...
When preparing for retirement, the general rule of thumb is to plan far ahead - even if retirement doesn’t seem remotely feasible to your current situation. There are two major types of individual retirement accounts (IRAs) that are offered at Bank of Bozeman:...
Sometimes the hardest thing about saving money is simply getting started. Especially when you’re young and have extra cash for the first time in your life, spending money can be an exhilarating activity. However, what most people don’t realize is that establishing -...
In light of the many high-profile security breaches at Equifax, Deep Root Analytics, and Yahoo over the last couple of years, it’s more important than ever to ensure your private information is kept as secure as possible. The unfortunate nature of these cybersecurity...
Compound interest is interest paid on interest already earned on a deposit or loan. Think of it as ‘interest on interest’. For those of you who struggle to pay off credit cards, compound interest is likely the culprit. Interest from the prior month is added to the...